KUALA LUMPUR: Employees covered by the Foreign Workers Hospitalisation and Surgical Insurance Scheme need not pay a deposit or produce a guarantee letter to be admitted to a government hospital.
"These foreign workers only need to produce their passport at the registration counter," Health Minister Datuk Seri Liow Tiong Lai said Friday.
This followed the implementation of the Foreign Workers Health Insurance Protection Scheme on Jan 1 which provides for cashless admission, he said in a statement.
The insurance scheme provides coverage of up to RM1,000 with premium payment of RM120 a year.
Liow said that employers of plantation workers and housemaids are required to finance the insurance policies while other foreign employees must pay for themselves.
The foreign workers are given three months to buy the insurance policies.
"For this group, the premium payment imposed by the insurance company will be based on the remaining period of validity of the work permit," Liow said.
"Those who fail to do this (buy insurance policies) will not be allowed to renew their work permits."
Employers who advance premium payments for their workers must seek permission from the head of the manpower department to deduct from employees' salaries.
Liow said that any outstanding hospital bill must be settled by the foreign worker concerned or his employer before a work permit can be renewed.
Liow said that 17 companies have agreed to take part in the scheme, 11 of them from Jan 1.
The 11 are AXA Affin General Insurance Bhd, Berjaya Sompo Insurance Bhd, Jerneh Insurance Bhd, Kurnia Insurans (Malaysia) Bhd, Malaysian Assurance Alliance Bhd, MUI Continental Insurance Bhd, Progressive Insurance Bhd, RHB Insurance Bhd, The Pacific Insurance Bhd and Tokio Marine Insurance (Malaysia) Bhd.
Allianz General Insurance Company (Malaysia) Bhd, QBE Insurance (Malaysia) Bhd, Overseas Assurance Corporation (M) Bhd and Syarikat Takaful Malaysia Bhd will start their policies on Feb 1 while Oriental Capital Assurance Bhd will begin theirs on Feb 15. - BERNAMA
Source: New Straits Times